Compare business insurance built for the trades
Tell us about your trade once and compare quotes from licensed insurers and agents. Free to use, with no obligation to buy.
- 50 states & DC
- Licensed carriers
- No cost to compare
Insurance for your line of work
Every trade carries different risks and different rules. Pick yours to see the coverages that fit and what they typically cost.
The coverages trades actually need
Most tradespeople build a policy from a few core parts. Here is what each one does.
General Liability
Third-party injury and property damage claims.
Learn more →Workers Comp
Medical and wage cover for employee injuries.
Learn more →Commercial Auto
Vehicles used for the business.
Learn more →Tools & Equipment
Tools and gear on the job or in transit.
Learn more →License & Surety Bonds
License and surety bonds where states require them.
Learn more →Business Owners Policy
General liability and property bundled together.
Learn more →Three steps to compare
Tell us about your work
Share your trade, state, and a few business details. It takes about two minutes and costs nothing.
Compare matched quotes
We match your details to licensed insurers and agents who cover your trade, so you can compare real options side by side.
Choose and get covered
Pick the option that fits and finish with the licensed provider. You buy from them, never from us.
See the carriers, not just a single pitch
Our comparison and cost guides name real insurers and lay out the trade-offs in plain language. We explain who tends to fit a small handyman business, who works better with employees or vehicles, and where bonds come into play.
Start with the handyman guides below, then move into your state rules.
Handyman insurance, at a glance
Typical small-business setup
| General liability | About $30 to $60 a month |
| Tools & equipment | Often $10 to $25 a month added |
| Business owners policy | Roughly $40 to $90 a month |
| Workers comp | Only if you have employees |
Estimates for a sole operator. Your price depends on work, payroll, location, and limits.
Common questions
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Answer a few quick questions and see quotes from licensed insurers that cover your trade.
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